Month: November 2020
Saudi Arabia increases their minimum wage for National Staff
HLB KSA Payroll Team
Phone:- +971 4 327 7775
Mobile:- +971 50 205 9540
WhatsApp:- +971 56 219 1607
Email:- dubai@hlbhamt.com
Saudi Arabia has decided to increase the minimum wage of employees from 3000 riyals to 4000 riyals. The announcement was made by the Ministry of Human Resources and Social Development of Saudi Arabia and it will benefit 33 percent of employees working in the private sector.
The decision was made as part of the Nitaqat Programme which aims to reduce the unemployment rate and to provide more employment opportunities for its citizens.
The minister of Human Resources and Social Development, Ahmed Suleiman Al Rajhi said that the amendment of wage will also be applicable to the students of Saudi who work part-time. He also stated that the rule will come into action five months from the date of the announcement.
The new rule specifies that an employee who receives a monthly salary that is below the minimum wage won’t be considered part of the company’s designated quota of national employees. Also, the ones who receive a salary between 3,000 riyals and 4,000 riyals will be considered as half of a ‘citizen worker’ in the quota count.
Saudi Arabia has brought in many incentives to its people in order to support them during such a crisis. The government’s recent initiative aims at attracting more Saudi Arabian citizens to the private sector along with ensuring their rights are met.
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Business Valuation UAE in the age of COVID-19
Raghunath. T, Director
Phone:- +971 4 327 7775
Mobile:- +971 55 807 4568
WhatsApp:- +971 56 219 1607
Email:- dubai@hlbhamt.com
It is said that valuing businesses is both a science and an art.
A perfect amalgamation of both, business valuation, relies on scientific evidence & methods and qualitative artful considerations. But why do we need to value our business? Is the purpose of business valuation a simple profit and loss snapshot? Not really; business valuation can be seen as more of a health check that gives us an insight into the strengths and weaknesses of a business and what we are worth; and not what we want.
More so with all the events caused by COVID19, company valuations are becoming a critical area of consideration. Valuations may be conducted for a variety of reasons, such as Selling or buying the company, Partnership dissolution, Legal disputes, or Succession planning
In any of these cases, the owner should have a thorough understanding of cash flow, growth, margins, assets, liabilities, and intellectual property.
Fundamentally, the major factors that help in determining the value of your business are;
- Historical financial performance – The financial performance of your company in recent years that includes profit and loss statements, balance sheets, and tax returns is a significant parameter that investors consider in a business valuation. Trends in revenue and expenses are a basis on which investors assess potential and hence value the company. There are, of course, companies – usually in the “new” businesses like technology and high growth sectors that do need to be valued without a historical track record, and that is where the next factor plays a role i.e., – the future growth potential
- Future growth potential – While present and past statistics are important in determining value, equally important is the future growth potential of your company. Investors need to know the expected growth of the business and the chances of expanding the business’s product/ service line in the future. Here, the assumptions behind the numbers that generate enterprise value play a very critical role. The valuer will have to get even deeper into the business, and understand the industry, its risks, and value drivers even more closely to arrive at a meaningful result.
- People – An organization’s success or failure is determined by the people that run it. A company cannot be valued without considering the roles and impacts that its key people make. Unfortunately, this is a silent and understated factor in most valuations, but it is possibly one of the most critical ones.There are of course, several other factors such as:
- Customer base: A diversified customer base v/s reliance on a few clients
- Risks Factors: Country, Industry, Markets of operation
- Capital Structure: Debt v/s Equity
As mentioned earlier, business valuations have always been challenging and tricky and now the current pandemic crisis has added a layer of uncertainty to the whole process. While calculating the true value of a company, investors make assessments on future economic benefits based on past performances and supported projections. But, in the current scenario, it is hard to make assumptions and arrive at a fair value. A range of valuations or valuation reports that cover assumptions made in COVID-19 and non-COVID-19 scenarios will have to be provided. It is in conjunction with this that valuation methodologies, such as discounted cash flow valuations or valuations based on earnings or asset bases can be used.
While certain businesses and sectors are experiencing significant declines in market capitalization, there are others that are not just surviving, but thriving. Tourism, Hospitality, and traditional offline retail are some of the most negatively affected markets that are struggling to adapt. There has been a dramatic shift in the shopping pattern of customers. In the pre-Covid days, customers were happy to spent hours checking retail stores; but now they find shopping via e-commerce sites more convenient and safe. Many such stores were forced to shut down temporarily or sell their business.
Companies that were facing fundamental problems prior to the pandemic will have a tough time to cope with the situation, whereas companies that had proper business continuity and crisis plans will be in a position to take advantage of the new scenario.
Many buyers are ready to buy businesses that have been temporarily shuttered due to the pandemic, provided it has the potential. On the seller’s side, it is better to sell their business at its current valuation, rather than draining off their personal assets in an attempt to save their company. However, it is mandatory to figure out a deal that works for both parties.
A good business valuation team will assist in coming up with flexible deal structures with a reasonable and satisfactory price for the seller and the buyer. HLB HAMT, as a business valuation company has a team that helps companies and investors in Dubai, Abu Dhabi, and other emirates in the UAE in determining the enterprise value and supporting them through the transaction. If you are the owner of a company in the UAE and would like to do a valuation on it or if you are looking to invest in attractive businesses in the UAE but need to do a valuation of your target company, our team will guide you. The team lays emphasis on understanding the business model and works together with the client management team to validate their strategic business plans as well as the key assumptions and risks involved. This will ensure that the valuation which is arrived is realistic and acceptable to any interested third party.
HLB HAMT covers sectors that include retail, financial services, technology, real estate, hospitality, manufacturing, healthcare, food & beverage, automotive, and many more.
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UAE allows 100% ownership for foreign nationals
Jay Krishnan, Partner
Phone:- +971 4 327 7775
Mobile:- +971 55 160 1291
WhatsApp:- +971 56 219 1607
Email:- dubai@hlbhamt.com
The much-awaited law pertaining to 100% ownership for foreign nationals while starting a business in UAE mainland has been approved by His Highness Sheikh Khalifa bin Zayed Al Nahyan. The law will come into effect from December 1st of 2020.
Foreign investors do not have complete ownership of business on UAE mainland as of now and requires an Emirati sponsor to start a business The UAE Cabinet issued Cabinet Resolution No. 16 of 2020 containing the complete FDI Positive List and the requirements for starting companies on UAE mainland in the beginning of this year. His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice-President and Prime Minister of the UAE and Ruler of Dubai said that, “the UAE enjoys a fertile legislative environment now for foreign direct investment and looks forward to enhance the nation’s competitiveness.”
The new law amends 51 articles of the Commercial Companies Law (CCL) and added several new, most of it aiming on the regulations for companies with limited liability shareholding.
As per the existing CCL, foreign investors were only allowed to have a maximum of 49% of share in a limited liability company (LLC) that functions as an onshore UAE business. The remaining 51% was to be owned by an Emirati individual or a company owned by an Emirati as their local sponsor. The new law grants permission for foreign shareholders to have complete ownership without the presence of a sponsor. This will not be applicable to companies owned by the federal or local government or their subsidiaries, or for those excluded by the Cabinet decisions.
UAE is reaching out to investors all across the globe with its new and improved laws. The country is aiming to be the most suitable place for investments and is all set to welcome the new business owners to the world of opportunities.
HLB HAMT’s Consultants closely interact with clients to help setup business on UAE mainland, from the initial to final phase and also assists them with strategic ideas. We provide assistance in;
- Getting approvals and clearances from various departments,
- Drafting Memorandum of Association and other necessary agreements
- Opening bank accounts
- Finding a proper office location
- Handling other documentation formalities
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Public Clarification on Dubai Owners’ Associations and Management
Jay Krishnan, Partner
Phone:- +971 4 327 7775
Mobile:- +971 50 677 5860
WhatsApp:- +971 56 219 1607
Email:- dubai@hlbhamt.com
Dubai Owners’ Associations were required to apply for VAT deregistration not later than 4th December 2019 as they are not making taxable supplies based on the Law No. 6 of 2019 issued on 4th September 2019. Management Entities are regarded as making supplies to the owners of Jointly Owned Real Property and required to fulfill VAT obligations in this regard, including the issuing of valid tax invoices and VAT reporting.
Any non-compliance with regard on account of such supplies by the Owners Associations and the Management Entities will result in administrative penalties and fines.
Click here to know in detail Public Clarification on Dubai Owners’ Associations and Management Entities (VATP022) issued by FTA.
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All about End of services Gratuity in Qatar
HLB Qatar Payroll Team
Phone:- +971 4 327 7775
Mobile:- +971 50 205 9540
WhatsApp:- +971 56 219 1607
Email:- dubai@hlbhamt.com
Article 54 of the Labor Law (Law No. 14 of 2004) states as follows regarding Gratuity.
‘In addition to any sums to which the worker is entitled to upon the expiry of his service, the employer shall pay the end of service gratuity to the worker who has completed employment of one year or more. This gratuity shall be agreed upon by the two parties, provided that it is not less than a three-week wage (21 days) for every year of employment. The worker shall be entitled to gratuity for the fractions of the year in proportion to the duration of employment. The worker’s service shall be considered continuous if it is terminated in cases other than those stipulated in Article (61) of this law and is returned to service within two months of its termination. The last basic wage shall be the base for the calculation of the gratuity. The employer is entitled to deduct from the service gratuity the amount due to him by the worker.’
What is Gratuity?
Gratuity is a monetary payment eligible to an employee as a lump sum at the end of his tenure provided that the period of service exceeds one year. Gratuity payment is a liability to the employer which accrues as the employee service period progresses.
When does an employee become eligible for his/her gratuity payment?
Employees are eligible for gratuity pay at the end of their service period, at termination or resignation. According to Article 54, the worker shall be entitled to gratuity for the fraction of the year worked provided he has completed more than one year of continuous service.
What is the basis amount that is used to calculate gratuity?
The Last drawn basic wage shall be considered the basis for the calculation of the gratuity.
What is the number of days used to accrue gratuity?
Gratuity accrual and calculation is based on 21 days per year for every year of service. The following example shows the gratuity accrual at a given time.
Particulars Accrual Calculation Hire date 15/04/18 Basic salary 1,000.00 One day Basic salary (Basic salary/30) 33.33 Payroll Month January -2020 Number of days in service as of 31 January 2020 657 Number of years in service 1.80 Gratuity Days 37.80 Gratuity Amount (Gratuity days*One day Salary) 1,260.00 Does type of separation of an employment contract affect the gratuity payment?
No, the type of separation from the employment contract does not affect the amount of gratuity paid.
What is the effect of unpaid leave taken during the period of service?
Any period taken by the employee as unpaid leave is excluded when determining the service period. The period of service is reduced by the number of days served as unpaid leave.
What happens if a worker dies while in service?
If a worker dies while in service of an employer, the employer within a period of fifteen days from the date of death should deposit with the court his outstanding wages and entitlements plus the outstanding gratuity.
Should an employer who pays a pension plan for the employee pay gratuity at end of service?
If an employer maintains a pension plan for the employee with a greater benefit than the gratuity payable, then the employer is not obliged to pay gratuity at end of service. If the benefit from such a plan is less than the gratuity payable, then the employer is obliged to pay the gratuity and refund the employee any amounts deducted towards the plan.
Can gratuity payment be withheld by the employer?
As per Article 61, the employer may dismiss the worker without end-of-service gratuity in any of the following instances:
- If the worker assumes a false identity or nationality or submits false certificates or documents.
- If the worker commits an act which causes gross financial loss to the employer provided that the employer shall notify the Department of the incident within twenty-four hours from the time of his being aware thereof.
- If the worker violates more than once the written instructions of the employer concerning the safety of the workers and the establishment despite his being notified in writing of the violation provided that these instructions shall be written and posted up in a conspicuous place.
- If the worker fails, more than once to carry out his essential duties under the service contract or this law despite his having been notified in writing thereof.
- If the worker discloses the secrets of the establishment where he is employed.
- If the worker is found during working hours in a state of drunkenness or under the influence of a drug.
- If the worker commits an assault on the person of the employer, the manager or one of his supervisors in the work during the work or by reason thereof.
- If the worker repeats his assault on his colleagues in work despite his being warned in writing thereof
- If the worker absences himself from work without legitimate cause for more than seven consecutive days or fifteen days in one year.
- If the worker has been finally sentenced for a crime involving immorality or dishonesty.
How Gratuity is calculated during final settlement?
Gratuity is paid if the service period exceeds one year. The illustration below breaks down the details.
Total Service period Gratuity calculation Less than 1 Year No Gratuity 1 year and Above Three weeks (21 days) of each year of service Please see the below example for the calculation of gratuity during the final settlement.
Service period Less than 1 Year
( No Gratuity)1 Year and Above
( Eligible for 21 days)Hire date 24/02/18 15/04/13 Last Working Day 25/01/19 25/01/20 Basic salary 1,000.00 1,000.00 One day Basic salary (= Basic salary/30) 33.33 33.33 Number of days in service 336 2477 Number of years in service 0.92 6.79 Gratuity Days criteria 0 21 Gratuity Days calculation 0 142.51 Gratuity Amount (Gratuity days*One day Salary) – 4,750.41 The gratuity scheme was introduced in Qatar certain years ago to ensure that when an employee is terminated from job, he/ she receives a lump sum payment to take care of their expenses till they get another job. But, employees should have a definite understanding on how gratuity is calculated in Qatar, to avail the complete benefits offered by the scheme.
For information on the payroll process in Qatar click on this link
Payroll Process in Qatar
The process of payroll is a little complicated and time-consuming; hence it is always recommended to outsource your company’s payroll function. Outsourcing payroll will ensure the assistance of a team of trained payroll professionals and it frees up the time of the organization, helping them focus on other projects that add value to their business.
One should be extra vigilant while selecting their payroll provider, as payroll data is highly sensitive, and one should opt for a provider that can ensure high levels of data security.
As a leading payroll outsourcing company, HLB HAMT can help solve your payroll complexities through customized strategies. We take care of our client’s entire payroll cycle that includes preparation of payroll reports, processing salary payment with WPS compliance, accrual management including Gratuity, and pension funds, an online portal for accessing payslips, and many more. Our leadership team spends the necessary hours in every project, ensuring our clients get refined consulting services to take your business forward.
To know more about our payroll process, click here
Disclaimer:
Whilst every effort has been made to ensure the accuracy of this information, HLB HAMT will not accept any liability arising out of errors or omissions. Please note that this blog is not all-inclusive. Our guidance is designed only to give general information on the issues/topics covered. It is subjected to change and not intended to be a comprehensive summary of all laws which may be applicable to your situation, treat exhaustively the subjects covered, provide legal advice, or render a legal opinion.
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Auditors in Dubai
Nithin N.K
Phone:- +971 4 327 7775
Mobile:- +971 50 749 0576
WhatsApp:- +971 56 219 1607
Email:- dubai@hlbhamt.com
Every company functioning in the Dubai mainland and free zones are required to maintain the book of accounts for at least five years, which makes it mandatory to audit their accounts. Auditing of accounts will help the entity to have a smooth flow of transactions and will enable the management to identify the malpractices (if any) at the company. Auditing cannot be practiced by anyone; you will need a certified auditor to look into your accounts.
One can find numerous auditors in Dubai who will help you audit your book of accounts. It is extremely important to choose the right auditor for your entity. In order to be an auditor in Dubai, he/she must be a qualified and certified auditor who is licensed under the Ministry of Economy in the UAE.
Auditing might be a tough concept to understand for an outsider, but as someone who runs a company, you are bound to know the procedures of auditing. There are a few steps in the auditing process, beginning from the document check to the final meeting with the company and the auditor.
The auditing process:
- Document check
In the process of auditing, an auditor whether internal or external will provide a list of documents which is to be submitted by the company.The documents may comprise legal documents, previous auditing reports, financial statements, ledgers, bank statements, receipts, etc. They might also want copies of the minutes of the board meetings conducted during the past financial year, the company’s regulations and so on. - Preparation and commencement of audit
The company will be given a date by the auditor for the commencement of the audit; as the auditor prepares for the audit, the company will have to provide all the necessary documents requested by the auditor and may even prep up the employees who may be interviewed as part of the auditing process. - Report Submission
Once auditing is complete, the auditor submits the audit report with the findings and solutions for the errors found during the process. The report submission is followed by a meeting with the auditor and the management to discuss the findings and the solutions put forward by the auditor.
If you are planning to hire an auditor in Dubai, to audit your accounts, you may as well consider the reputation of the firm, the qualifications and experience of the auditor. Unlike earlier days, everything is systemized and computed with the use of technology, which is why you need to be sure that your auditor is capable of handling the latest technologies available.
The reputation of the firm is the most significant factor to consider while you opt for auditors in Dubai. HLB HAMT has been in the field of accounting and auditing for more than 20 years now. We have well experienced and highly qualified professionals to help you sought out your auditing issues. Our team handles the accounts of our clients with high confidentiality and ensures to provide the best quality services available in the whole of UAE.
Go to our service page: Audit and Assurance
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Audit Services in Dubai
Nithin N.K
Phone:- +971 4 327 7775
Mobile:- +971 50 749 0576
WhatsApp:- +971 56 219 1607
Email:- dubai@hlbhamt.com
The benefits of auditing are still unknown to many; people still doubt the need for auditing to run a company. Auditing is the technical service to the economy to analyze the performances in the financial position of any company or entity. Auditing requires a lot of logical reasoning and quick application of the mind. It is mandatory for every company to audit their book of accounts in UAE which makes it necessary to avail of audit services in Dubai.
Auditing will help you know the financial state of your company and let you be aware of the risks, such as malpractices on accounts, mistakes in accounting and so. Availing auditing services will let you manage your risks efficiently and double-check your accounts and errors if any. It is natural for people to create mistakes, but auditing will help you be safe of future crisis’ caused due to some manual or technical mistakes. In short, auditing services let you become more vigilant in your accounting procedures, as well as the functioning of the management and save you from further issues.
Many people wonder about the different types of auditing services in Dubai. With the recent addition of Value Added Tax (VAT), the mobs are more curious about knowing the type of services to avail for auditing their book of accounts. There are different types of audit services in Dubai.
Types of audits:
- Internal audit Internal auditis a management function conducted by a professional auditor whether in-house or not, who looks into the overall functioning of a company.
- External audit External auditors are independent of the entity of which the audit is to be carried out; the external audit is done to reassure the accuracy of financial statements.
- Forensic audit A forensic audit is done to establish a fact; i.e., investigating through the process of auditing, whether any fraudulent practices have taken place within the entity.
- Tax audit Tax audits are made to analyze the accuracy of tax returns filed. It is a type of compliance audit that is only done to audit the tax files.
- Compliance audit Every country requires specific audits to comply with the particular laws and regulations of each nation. It will only be done to analyze those specific needs. VAT audit, income tax audit, are all examples for compliance audit.
An audit helps in reviewing the whole functioning of an entity, as there is a number of audit services in Dubai made available to you; it is wise to look for an experienced and professional auditor for your company. HLB HAMT provides you with the best audit services in Dubai. We have well-experienced and professionally qualified personals to help you in need. HLB HAMT is more than happy to guide you through your journey with our valuable audit services in Dubai.
Go to our service page: Audit and Assurance
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FTA will now issue Tax Residency Certificate in UAE
Jay Krishnan, Partner
Phone:- +971 4 327 7775
Mobile:- +971 55 160 1291
WhatsApp:- +971 56 219 1607
Email:- dubai@hlbhamt.com
Tax residency and commercial activities certificates will now be issued via the Federal Tax Authority and not the Ministry of Finance. MoF has stopped receiving new applications and the applications for the certificates can be made through the FTA’s e-services portal now.
Tax residency certificates are issued to eligible government entities, companies, and individuals looking to avail the benefits of double taxation avoidance agreements, while the commercial activities certificate enables applicants to refund VAT paid in advance outside the country.
A tax residency(Domicile) certificate in UAE permits eligible government entities, companies, and individuals to take advantage of agreements of double taxation avoidance. For a person to apply for the certificate, he must be a resident in the UAE for at least 180 days; non-residents cannot apply. Companies that have functioned in the UAE for a minimum of one year can apply for the certificate.
HLB HAMT provides professional assistance in coordinating with the authority and availing the tax residency (domicile) certificate in Dubai, UAE.
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Audit Reports in Dubai
Nithin N.K
Phone:- +971 4 327 7775
Mobile:- +971 50 749 0576
WhatsApp:- +971 56 219 1607
Email:- dubai@hlbhamt.com
Auditing reports contain the opinion on the audit made by the independent auditor after going through the organization’s financial statements and other documents. Audit reports are made after an audit and are submitted to the management of the organization for which the audit was carried out.
The auditing report is the final product of auditing and it is extremely important to know about them. There are mainly four types of auditing reports:
- Unqualified opinion-clean report
An unqualified opinion report is a clean report which indicates that the company has clean financial operations and that it is functioning properly. A clean audit report shows that the auditor is satisfied with the functioning of the organization.
- Qualified opinion- Qualified report
Qualified audit reports are given when the auditor is not confident about a specific process or transaction. Qualified opinions may give a negative impression about the organization and are not usually preferred by the investors. When the companies fail to produce its records with GAAP, they tend to end up having a qualified audit report from the auditor.
- Disclaimer of Opinion-Disclaimer Report
The disclaimer audit report shows that the auditor refuses to give an opinion on the financial statements. This report is usually given when the auditor feels that the company had withdrawn themselves from conducting a thorough audit or if they are not satisfied with their findings. When the auditor is not able to put forward enough evidence to find good financial reporting, disclaimer audit reports are submitted. These reports do not project a good impression about the company.
- Adverse Opinion-Adverse Audit Report
The adverse audit report by an auditor is a black mark to the organization. It is given when the auditor finds huge material misstatement or irregularities and when they are not at all satisfied with the financial statements. This results in mistrust on the company by the investors and the government. The adverse audit reports indicate that there are traces of fraud and the financial reports of the company were not prepared according to the GAAP.
The auditing reports (Dubai) are made to reveal the reliability and accountability of an organization. It is the auditor who decides the transparency of an entity through the auditing reports in Dubai. HLB HAMT is a renowned auditor in Dubai who undertakes all kinds of auditing services. We have professionally qualified and well-experienced auditors who will cater to all your needs.
HLB HAMT offers internal and external audit services along with IT audit services. We also provide control system reviews, information systems audits and risk management. HLB HAMT is also an auditor approved by the banks of Dubai.
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UAE Golden Visa: New categories included
Lavin Nalinababu, Business Consultancy
Phone:- +971 4 327 7775
Mobile:- +971 55 160 1291
WhatsApp:- +971 56 219 1607
Email:- dubai@hlbhamt.com
The UAE recently announced that it will grant the 10-year golden visa to all PhD holders, physicians, engineers in the fields of computer engineering, electronics, programming, electricity and biotechnology, as well as graduates from UAE accredited universities whose GPA score is 3.8 and above. The announcement was made by His Highness Sheikh Mohammed bin Rashid Al Maktoum on his Twitter page.
People who have specialized degrees in artificial intelligence, big data, or epidemiology and virology in addition to UAE high school top graduates along with their families can also apply for a golden visa I the UAE. “This is a first batch and it will be followed by other categories. We want talented people and great minds to stay in the UAE and join us in the process of development and achievements,” Sheikh Mohammed tweeted.
Golden visa is one of the most looked upon initiatives by the government of UAE, which aims to attract and retain experts and talented professionals from diverse fields and scientific disciplines.
The golden visa initiative will be highly beneficial to the country and its property market. It will change people’s perception about UAE; they will start seeing the country as a home and not just a temporary plan.
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